Golden Anchor

For Businessmen, Golden Anchor is a unique financial solution tailored for business professionals who require quick liquidity. With this product, you can pawn gold coins purchased from Jaffna’s finest jewelry shops. Flexible repayment options and ultra-low interest rates make this a smart choice for those seeking reliable and cost-effective financial support.

Features:

  • Pawn gold coins with ease.
  • Flexible repayment options: one-off settlement or installments.
  • Ultra-low interest rates to maximize savings.

Advantages:

  • Secures instant liquidity while preserving gold’s appreciating value.
  • Hassle-free process for managing financial ups and downs.
  • Build financial strength without high-interest burdens.

Harvest Grace

For Agricultural Mothers, Harvest Grace is designed to support mothers in agriculture who aspire to secure small but meaningful jewelry for their daughter’s wedding. Repayments align with seasonal harvest income, ensuring affordability and convenience. This product celebrates family milestones with love and care.

Features:

  • Enables the purchase of small wedding jewelry pieces.
  • Repayments aligned with agricultural income cycles.
  • Special low-interest rates for farming families.

Advantages:

  • Makes family dreams achievable without financial strain.
  • Low-interest rates tailored for limited incomes.
  • Encourages financial empowerment in rural communities.

Aspire Fund

For Students, Aspire Fund is crafted for students who dream big but face challenges in demonstrating financial capability for overseas education. This program offers interest-free assistance for up to six months, making it easier to secure university admissions without financial worries.

Features:

  • Interest-free loans for up to 6 months.
  • Tailored for “show money” requirements for international universities.
  • Collaboration with educational institutions for fund validation.

Advantages:

  • Helps students achieve global education aspirations without immediate financial pressure.
  • Interest-free period minimizes costs during admission processes.
  • Builds trust and loyalty with young, ambitious customers.

Freedom Line

For SME Owners, Freedom Line offers SME owners the flexibility they need to manage daily cash flow challenges. With a one-time credit limit and instant top-up facilities, it ensures business continuity without delays or disruptions.

Features:

  • One-time credit limit setup for ongoing liquidity.
  • Instant fund transfers to current accounts within 5 minutes.
  • Fully digital process with no branch visits required.

Advantages:

  • Eliminates the daily hassle of cash flow management.
  • Flexible usage of funds without repeated documentation.
  • Cost-efficient solution with competitive rates for small businesses.

Legacy Rewards

For Loyal Customers, Legacy Rewards is our loyalty program that honors and rewards regular customers. Every transaction earns points that can be redeemed for exclusive gifts, recognition, and special privileges, such as being crowned our “Pawning Star King/Queen.”

Features:

  • Bonus points earned with every transaction.
  • Redeem points for exclusive rewards and gifts.
  • Recognition through special titles and programs.

Advantages:

  • Builds long-term value for loyal customers.
  • Enhances customer experience with tangible benefits.
  • Fosters a sense of pride and belonging to the RAMB community.

Golden Anchor

For Businessmen, Golden Anchor is a unique financial solution tailored for business professionals who require quick liquidity. With this product, you can pawn gold coins purchased from Jaffna’s finest jewelry shops. Flexible repayment options and ultra-low interest rates make this a smart choice for those seeking reliable and cost-effective financial support.

Features:

  • Pawn gold coins with ease.
  • Flexible repayment options: one-off settlement or installments.
  • Ultra-low interest rates to maximize savings.

Advantages:

  • Secures instant liquidity while preserving gold’s appreciating value.
  • Hassle-free process for managing financial ups and downs.
  • Build financial strength without high-interest burdens.

At RAMB, we are committed to providing strength, sustainability, and growth for all our customers, inspired by the resilience and longevity of RAMB timber. Join us to experience financial solutions rooted in trust and care.

Harvest Grace

For Agricultural Mothers, Harvest Grace is designed to support mothers in agriculture who aspire to secure small but meaningful jewelry for their daughter’s wedding. Repayments align with seasonal harvest income, ensuring affordability and convenience. This product celebrates family milestones with love and care.

Features:

  • Enables the purchase of small wedding jewelry pieces.
  • Repayments aligned with agricultural income cycles.
  • Special low-interest rates for farming families.

Advantages:

  • Makes family dreams achievable without financial strain.
  • Low-interest rates tailored for limited incomes.
  • Encourages financial empowerment in rural communities.

Aspire Fund

For Students, Aspire Fund is crafted for students who dream big but face challenges in demonstrating financial capability for overseas education. This program offers interest-free assistance for up to six months, making it easier to secure university admissions without financial worries.

Features:

  • Interest-free loans for up to 6 months.
  • Tailored for “show money” requirements for international universities.
  • Collaboration with educational institutions for fund validation.

Advantages:

  • Helps students achieve global education aspirations without immediate financial pressure.
  • Interest-free period minimizes costs during admission processes.
  • Builds trust and loyalty with young, ambitious customers.

Freedom Line

For SME Owners, Freedom Line offers SME owners the flexibility they need to manage daily cash flow challenges. With a one-time credit limit and instant top-up facilities, it ensures business continuity without delays or disruptions.

Features:

  • One-time credit limit setup for ongoing liquidity.
  • Instant fund transfers to current accounts within 5 minutes.
  • Fully digital process with no branch visits required.

Advantages:

  • Eliminates the daily hassle of cash flow management.
  • Flexible usage of funds without repeated documentation.
  • Cost-efficient solution with competitive rates for small businesses.

Legacy Rewards

For Loyal Customers, Legacy Rewards is our loyalty program that honors and rewards regular customers. Every transaction earns points that can be redeemed for exclusive gifts, recognition, and special privileges, such as being crowned our “Pawning Star King/Queen.”

Features:

  • Bonus points earned with every transaction.
  • Redeem points for exclusive rewards and gifts.
  • Recognition through special titles and programs.

Advantages:

  • Builds long-term value for loyal customers.
  • Enhances customer experience with tangible benefits.
  • Fosters a sense of pride and belonging to the RAMB community.